Browse By Category

TORY BURCH
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards


RALPH LAUREN
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards

OFF WHITE
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards

MICHAEL KORS
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards

Malabar Gold & Diamonds
- 3 Months: minimum spend of SR 500 + no processing fees
- 6 & 12 Months: minimum spend of SR 5,000 + no processing fees
Applicable Cards

LACOSTE
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards


KARL LAGERFELD
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards

JIMMY CHOO
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards

BOSS KIDS
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards



ETOILE LA BOUTIQUE
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards

ADOLFO DOMINGUEZ
3 Months: minimum spend of SR 500 + no processing fees
Applicable Cards

Niuli kitchens
- 3 Months: minimum spend of SR 500 + No management fees.
- 6 Months: minimum spend of SR 1,000 + No management fees.
- 12 Months: minimum spend of SR 2,000 + No management fees.
Applicable Cards
All Credit Cards

SACO
- 3 Months: minimum spend of SR 500 + No management fees.
- 6 Months: minimum spend of SR1,000 + No management fees.
- 12 Months: minimum spend of SR 2,000 + No management fees.
Applicable Cards
All Credit Cards

Almatar
Minimum transaction value is 1,000 SR for 6 months and 3,000 SR for 12 Months
Applicable Cards

Alriyad Travel & Tourism
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Almosafer
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Saudia
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Diamond Horizon tourism
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Fly Egypt
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Sawwah
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Emirates airlines
Minimum transaction value is 2,000 SR for 6 months
Applicable Cards

Lilt Trading
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

ALMUTLAQ Co. ltd.
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Albassam
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

iHome
Minimum transaction value is 4,000 SR for 6 months and 7,000 SR for 12 Months
Applicable Cards

Midas Furniture
Minimum transaction value is 500 SR for 6 & 12 months
Applicable Cards



Alruqaib
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Abdullah Atallah Al-Farhoud Trading Est
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Melen
Minimum transaction value is 1,980 SR for 6 months and 3,980 SR for 12 Months
Applicable Cards



Arror Modern Future
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards


B-Design
Minimum transaction value is 1,000 SR for 6 months and 2,000 SR for 12 Months
Applicable Cards

Al Abdullatif Furniture
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Miro Trading
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Alshammasi Furniture
Minimum transaction value is 1,000 SR for 6 months and 2,000 SR for 12
Applicable Cards

Community vision international schools
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Al-Motaqadimah Schools Company
Minimum transaction value is 5,000 SR for 6 months and 6,000 SR for 12 Months
Applicable Cards

Al Khaleej Training
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Dar Al-Hekma University
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards


Black box
Minimum transaction value is 5,000 SR for 6 months and 10,000 SR for 12 Months
Applicable Cards



Noon
Minimum transaction value is 500 SR for 6 months and 3,000 SR for 12 Months
Applicable Cards

Virgin
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Carrefour
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Tokyo Games
Minimum transaction value is 3,000 SR for 6 & 12 months
Applicable Cards

STC channels
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Al-Manea
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards


Lulu Hypermarket
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards


Ghazala Co
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Anigma
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

The Gate hotel
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

AlBadr Optical
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Alsanidi
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Casablanca Grand hotel
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Four Seasons Hotel
Minimum transaction value is 3000 SR for 6 months and 5,000 SR for 12 Months
Applicable Cards

Modern Electronics
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Redsea by Abdul Latif Jameel
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Syarah
Minimum transaction value is 1,000 SR for 6 months and 2000 SR for 12 Months
Applicable Cards

Al-Jazirah Vehicles
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Atlobha
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Pay your traffic
- Pay your traffic Violations via your SAB Credit Card and install the transaction to up to 12 equal monthly installments at 0% and with no additional fees!
- Log into your SAB Mobile, click on the Fines icon, choose your SAB Credit Card account for payment. To install the transaction, look for it on the list of transactions on the Credit Card transactions screen, click on the “AQSAT” icon and follow the journey
Applicable Cards

Magrabi
Minimum transaction value is 2,000 SR for 6 & 12 months
Applicable Cards

Backcomfort
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Fitness time
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Yalla Home Gym
Minimum transaction value is 1,000 SR for 6 & 12 months
Applicable Cards

Smile Dental Clinic
Minimum transaction value is 8,000 SR for 6 & 12 months
Applicable Cards

Sheta & Saif
Minimum transaction value is 5,000 SR for 6 months and 10,000 SR for 12 Months
Applicable Cards
SAB Aqsat is a credit card feature that offers the convenience of paying large value transactions in small, equal and affordable installments.
It’s simple. Once you make a purchase of SAR 500 or more, you need to call SAB Phone (800 124 5557)
5 days after you make the transaction and within 15 days from the transaction date and request to
convert the purchase amount into instalments for a nominal fee. You will have to specify the
repayment duration (6, 12, or 24 months) for which you would like to benefit from the Aqsat feature.
No, you do not need to apply or fill a separate application form to benefit from AQSAT. All you need to do is to call SAB Direct ( 800 124 5557 ) 5 days after you make the transaction and request to convert your purchase amount into AQSAT (monthly installments).
There are no documents or a down-payment required to benefit from the Aqsat feature
A nominal processing fee depends on the AQSAT plan you choose. For more about fees please check the table above.
The table below is an example of how “SAB AQSAT” works for credit card transaction of SAR 5,000 converted into a SAB AQSAT plan for 6, 12, or 24-months term:
AQSAT Installment Calculation - SAR 5,000 Transaction | |||
Tenor | 6 Months | 12 Months | 24 Months |
Annual percentage rate (APR) | 0% | 0% | 24% (12% annual rate) |
Monthly Installment (SAR) | 833.3 | 416.7 | 258.3 |
Administration Fee (Fixed amount) | 113.85 |
228.85 | 57.5 |
Yes, all SAB Credit Cardholders can benefit from the AQSAT feature, (Except for SAB Visa Credit Card * My Card and SAB Business Credit Card).
No, there is no limit on the number of transactions you can convert to AQSAT. You can convert your transaction to AQSAT up to the maximum available credit limit but no more than 95% of your credit card limit
The credit limit equal to the AQSAT transaction would be blocked initially. The remaining balance of the booked AQSAT transaction would be blocked and released gradually after each monthly installment. For Example: If your credit limit is SAR 10,000 and you have done an AQSAT transaction for SAR 6,000. Initially, your credit limit would be blocked for SAR 6,000 and as and when you are repaying your monthly installment of SAR 1,000, the blocked limit would be released. Once you repay 3 installments, you would have SAR 7,000 available limit and once you settle the entire AQSAT outstanding balance, you would have your entire credit limit of SAR 10,000.
The relevant A Monthly Installment will be added to Amount Outstanding and the Minimum Amount Due on each month’s statement, the total of which needs to be settled by the customer on or before the payment due date (until all Aqsat outstanding amount is fully paid)
In case you wish to cancel the AQSAT transaction prior to the end of any outstanding AQSAT term, you need to call SAB Phone at 800 124 5557 and request for the same. This will take a minimum of 3 working days for the cancellation to take effect. The AQSAT outstanding amount RESTRICTED will be added to the overall outstanding amount which would need to be settled by the payment due date. The Bank will charge a fee of SAR 115 as an early settlement fee.
Yes, you can benefit from exclusive 0% annual percentage rate at participating merchant outlets.
Yes, you earn ICSAB+ reward points for purchases converted to AQSAT.
For more information about AQSAT, please call SAB Phone 800 124 5557 (within the Kingdom) or +966 800 124 5557 (outside the Kingdom)